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10/22/2026
SmartBrief Full article on: SmartBrief.com
By: Cathy Hartman, Chief Healthcare Solutions Officer, Paradigm
AI is making medical information easier to access. According to a recent KFF poll, nearly a third of US adults have used AI for health information or advice in the past year, and nearly 1 in 5 have used it to compare treatment options.
The appeal is clear. People can ask health questions in their own words and get answers almost immediately. But receiving an answer and knowing how and when to use it—and whether they can rely on it—are different things.
Health plans will see an increasing number of members using AI to evaluate their care options. That reality creates a need for plans to fill in the gaps of today’s AI capabilities.
AI introduces a new health literacy challenge Early research suggests that access to health information from an AI tool does not guarantee understanding or better decision-making.
In a recent study, large language models correctly identified medical conditions in nearly 95% of test scenarios when evaluated on their own. However, participants using those same models identified the relevant condition in less than 35% of cases, performing no better than participants without AI assistance.
As AI becomes a common source of health advice, the challenge is strengthening health literacy—patients’ ability to access, understand and effectively use information to make health decisions.
AI accelerates patient access to information about care options, but making a treatment decision based on an open-ended query is far riskier than making a decision based on reliable, specific and evidence-based decision support within the context of a patient’s health history, goals and preferences.
For example, if a patient starts a conversation with an AI chatbot about their health history, symptoms and goals, the chatbot may suggest surgery as a treatment path. With additional prompting, AI could also explain the trade-offs of proceeding with surgery and expected recovery timelines.
However, the chatbot interaction relies on the patient in two important ways: the chatbot assumes the patient has provided a holistic view of their health history and care journey, while the patient assumes the chatbot’s information is reliable and accurate. If either is untrue, the applicability of the guidance provided is put into question.
Another important component often missing from AI-generated responses is guidance on how patients should partner with their clinical team to make care decisions. Information that prepares them to engage in shared decision-making, such as what questions to ask their doctors, results in more appropriate, less risky treatment choices.
How health plans can guide better care decisions The value of helping members understand their care options further upstream is well established. Patient decision aids—tools that simplify medical information and explain potential benefits and risks—have been shown to improve patient knowledge and help people make decisions that better reflect their values.
AI makes the need for member-facing decision-support capabilities more urgent because patients can now encounter treatment information before speaking with a clinician. Health plans should respond in three ways:
Incorporating proactive shared decision support programs for members has been shown to improve clinical and financial outcomes for plans.
Strengthening health literacy in the AI era When AI puts health information at patients’ fingertips, timing matters. The earlier health plans provide meaningful support, the greater the opportunity to help members make the best choices.
By offering education and shared decision support before treatment decisions occur, health plans can help members weigh their options more fully, have better-informed conversations with their clinicians, and avoid unnecessary costs and complications.
